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What Is Bankruptcy?
Basic information on Chapter 7 and Chapter 13 bankruptcy.

Bankruptcy is a federal court process designed to help consumers and businesses eliminate their debts or repay them under the protection of the bankruptcy court. Bankruptcies can generally be described as "liquidations" or "reorganizations."
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The New Bankruptcy Law
The new bankruptcy law may make it harder to file Chapter 7 bankruptcy.
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Bankruptcy FAQ (Chapter 7 and Chapter 13)
Chapter 7 bankruptcy and Chapter 13 bankruptcy: what you need to know.
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Who Can File for Chapter 7 Bankruptcy?
Learn about eligibility rules for Chapter 7 -- including the new "means test."

Filing for Chapter 7 bankruptcy can be a powerful tool for dealing with overwhelming debt. But it isn't available to everyone. Here are some situations in which you will not be allowed to file for Chapter 7.
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When Chapter 7 Isn't the Right Choice
If you can't wipe out enough debt, or if you have to sacrifice too much property, Chapter 7 may not be worthwhile.
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Eliminating Tax Debts in Bankruptcy
Most taxes can't be eliminated in bankruptcy, but some can.

You may hear radio commercials offering the hope of eliminating tax debts in bankruptcy. But it's not as simple as it sounds. Most tax debts can't be wiped out in bankruptcy -- you'll continue to owe them at the end of a Chapter 7 bankruptcy case, or you'll have to repay them in full in a Chapter 13 bankruptcy repayment plan.
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When Chapter 7 Bankruptcy Is Better than Chapter 13
Most people choose Chapter 7, if they have a choice. Here are some reasons why.
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Tell the Whole Truth When You File For Bankruptcy
Don't get clever and try to hide property. It will come back to haunt you.
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Your Obligations Under a Chapter 13 Plan
Learn which debts you must pay back when you file for Chapter 13 bankruptcy.
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How Bankruptcy Stops Your Creditors: The Automatic Stay
After you file for bankruptcy, the automatic stay offers potent legal protection against bill collectors.
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Reasons to Use Chapter 13 Bankruptcy Instead of Chapter 7 Bankruptcy
Sometimes it makes sense to file for Chapter 13 bankruptcy instead of Chapter 7 bankruptcy.
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